Nicholas McWhorter is ready for your FHA appraisals

Rest assured that Nicholas McWhorter is an FHA-certified appraisal provider in KY. This means that we are certified and approved by the FHA to do reports for property loans insured by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is backed by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending company takes care of all the finances; the FHA simply secures the loan with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all buyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are exceedingly beneficial to consumers with less starting income.